International Student Insurance

Visitors can face significant medical costs in Canada, and provincial health coverage usually does not apply to visitors.

Plans may cover eligible emergency medical expenses, hospital care, physician services, ambulance, and related benefits, subject to policy wording.

Some plans may cover stable pre-existing conditions, but stability rules and exclusions vary by insurer and policy.

Extensions may be available if requested before the policy expires and if no claim or medical change affects eligibility.

International students may need coverage based on school requirements, province, length of stay, and eligibility for local health plans.

Trip cancellation coverage may reimburse eligible prepaid travel costs if a covered reason prevents your trip, subject to plan terms.

Yes. We can help explain available options, policy features, eligibility questions, and quote differences so you can make a more informed decision.

Helpful details may include age, coverage goal, budget, current coverage, health or travel information where relevant, and the reason you are reviewing insurance.

Yes. A review can help you understand whether your current coverage still matches your family, income, debt, business, travel, or retirement needs.

Yes. Virtual consultations make it easier to support clients throughout Ontario and provide guidance regardless of location.

It is helpful to review coverage after major life changes such as marriage, a new home, children, business growth, job changes, travel plans, or retirement planning.

Not always. Price matters, but policy wording, exclusions, renewals, conversion options, waiting periods, and long-term flexibility can also be important.

Yes. We help newcomers, visitors, students, families, and residents understand Canadian insurance and planning options in plain language.

You can contact Simmi Insurance through the website, phone, or WhatsApp to discuss your needs and request personalized guidance.